Finally know if you
can afford it
Clover is your AI budget expert. Connect your bank, set your budgets, and just ask — via Telegram, WhatsApp, or text.
Nice jeans! $89.50 👖
You've got $124 left in Clothing this month — you're good!
You've got $67 in Dining — go for it! 🍀
How It Works
Get started in under 5 minutes. No spreadsheets, no complicated setup.
Connect Your Bank
Securely link your accounts in 2 minutes. We only read transactions — never move money.
Set Your Budgets
Tell Clover how much you want to spend per category. Start simple, adjust over time.
Just Ask
Before any purchase, ask "Can I afford this?" Get an instant, honest answer.
Share from Anywhere
Shopping on Amazon? Snap a price tag? Clover's already in your share sheet.
Share any product link
Sale item for $79.99! 🏷️
That's 33% off — and you've got $95 in Shopping. Go for it!
Snap a price tag
Your order from Guzman y Gomez is confirmed! $24.50
Heads up! That brings Dining to $31 left for the week. Maybe cook tomorrow? 🍳
Get smart alerts
Everything You Need
Simple tools that actually help you spend smarter.
Just Ask
Text "Can I afford this?" with a link or price. Clover checks your budget and answers instantly.
Bank Sync
Connect your bank accounts (read-only). Transactions auto-import and categorize while you sleep.
Envelope Budgets
Set monthly budgets per category. Unused amounts roll over — perfect for saving up for big purchases.
Proactive Alerts
Get notified when you're close to a budget limit. No surprises at the end of the month.
Wants List
Can't afford it now? Add it to your wants list. Clover reminds you when you can.
Works Everywhere
Use Telegram, WhatsApp, iMessage, or the web app. Your budget follows you.
What's It Worth to You?
One impulsive purchase can cost hundreds. Clover pays for itself the first time you say no.
7-day free trial
- Never wonder "can I afford this?" again
- Stop the end-of-month panic
- Actually save for the things you want
- Spend guilt-free when you're in budget
- Know exactly where your money goes
- Finally feel in control
Less than a coffee. Way more satisfying.
🔒 Bank-grade security. Read-only access. Cancel anytime.
Questions? Answers.
Ready to Take Control?
Join thousands of people who finally know where their money goes. Start your free trial today.
Start Free Trial